Small Business Group Health Plans

Small Business Group Health Plans-69
For specific claims questions, please contact your health plan carrier.The ADP logo and ADP are registered trademarks of ADP, LLC.

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Group health insurance coverage usually gives your staff access to a more affordable alternative to an individual policy.

Plus, group health benefits can be a huge selling point for potential employees and may be a key factor in attracting and retaining top talent.

Features higher deductibles than traditional insurance plans.

High Deductible Health Plans can be combined with a health savings account or a health reimbursement arrangement to allow employees to pay for qualified out-of-pocket medical expenses on a pre-tax basis.

In addition, some commercial health insurance plans cover preventive care.

Carriers may also offer wellness programs to encourage healthy behaviors and identify medical conditions when they first develop.ADPIA will work with you to develop a strategy that meets your current and long-term group health insurance needs. Some of these services are provided by the carrier partners of ADPIA, and the carrier may charge an additional fee for services.We are committed to helping you simplify administrative tasks, identify affordable group health plan options and eliminate the worry and complexity of selecting the right coverage. All insurance products will be offered and sold only through ADPIA, its licensed agents or its licensed insurance partners; 1 ADP Blvd. The information provided herein is general and not intended as tax, legal or claims advice.Offering business health insurance is a business investment that may help keep employees engaged and satisfied.And when it comes to protecting your business and employees, you deserve to work with knowledgeable professionals. Certain services may not be available in all states.You pay this even if you don't use healthcare services that month.If you choose a plan with a lower premium, expect to pay more for prescriptions and healthcare services.Alliances between physicians and hospitals to help providers attain market share, improve bargaining power and reduce administrative costs.Physician-Hospital Organizations sell their services to managed care organizations or directly to employers.Business health insurance often includes prescription drug benefits, giving employees affordable access to the medications necessary to address an immediate health concern or manage a chronic condition.These days, many prescription plans also cover mail orders, allowing prescriptions to be filled and delivered directly to an employee’s home.

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